A smiling man holding a woman lifting broccoli weights next to a doctor for healthy living.

A-Plus Health360

医疗费用无法预知,保障可以提前规划。了解适合自己的医药卡方案。

AIA Life Planner | Rockwills Estate Planner

Kenneth Goh

White minimalist silhouette of the Hong Kong skyline featuring AIA buildings and the iconic observation wheel.

A-Plus Health360 医药卡

Illustration of a doctor giving a patient a vaccination injection in front of a large medicine vial.
Illustration of a doctor giving a patient a vaccination injection in front of a large medicine vial.

保障期 :
70岁, 80岁, 100岁, 或期限为25年

投保年龄 :
14天 - 70岁(也适用于未出生的婴儿)

节约保费选项:
RM500, RM1000, RM3000扣除额

全面的健康计划,不仅可以保护您,还可以奖励您的健康生活

product-health-icon
product-health-icon

健康钱包
(Health Wallet)

若年度内没有任何索赔,每年可获得高达 RM2,500 的无索赔奖励(No-Claim Bonus);若在特定首选合作小组面板(SMART Panel)就医,可享 RM1,000 奖励,累积金额可用于未来抵扣或退休保障

门诊与日常看病保障

支持前往 AIA 指定的专属门诊诊所(Panel Clinics)或通过 AIA+ 手机应用使用远程医疗服务(Telemedicine),普通伤风、发热等门诊看病也可申请每次高达 RM50 的咨询费等福利

高额年度限额

提供高达 RM3,000,000 令吉的高额年度限额(Annual Limit),且无终身限额(No Lifetime Limit),保障期限可持续至 70、80 甚至 100 岁

AIA Vitality 会员

配合 AIA Vitality 健康程序,会员在住院或日常维持健康时可享有更多额外奖励与Apple Watch, Garmin, Suunto, Zus, Grab, Caring, Big Famasi等, 现金回扣福利

全方位健康解决方案建立在三大基本支柱:健康有活力、健康有保障以及康复有保障。

A-Plus Health360的 利益

A minimalist red stethoscope icon representing healthcare and medical services on a black background.
A minimalist red stethoscope icon representing healthcare and medical services on a black background.
A minimalist pink wallet icon representing digital finance and online payment services on a black background.
A minimalist pink wallet icon representing digital finance and online payment services on a black background.
A minimalist pink wallet icon representing digital finance and online payment services on a black background.
A minimalist pink wallet icon representing digital finance and online payment services on a black background.
product-health-icon
product-health-icon
A pink dumbbell icon representing fitness, bodybuilding, and weightlifting on a black background.
A pink dumbbell icon representing fitness, bodybuilding, and weightlifting on a black background.

(No-Claim Bonus)

若年度内没有任何索赔,每年可获得高达 RM2,500 的无索赔奖励;若在特定首选合作小组面板(SMART Panel)就医,可享额外 RM1,000 奖励,资金将直接累积至您的健康钱包中。

Pink gift box icon with a ribbon bow on a black background for holiday presents and shopping.
Pink gift box icon with a ribbon bow on a black background for holiday presents and shopping.

无索赔奖励

AIA Health Wallet benefits infographic in Chinese detailing medical coverage, wellness rewards, and member insurance
AIA Health Wallet benefits infographic in Chinese detailing medical coverage, wellness rewards, and member insurance

想要了解更多关于 A-Plus Health360 的保障详情与保费估算?

AIA Vitality rewards table showing health rewards for bronze, silver, gold, and platinum membership tiers.
AIA Vitality rewards table showing health rewards for bronze, silver, gold, and platinum membership tiers.

保持健康,通过AIA Vitality获得更多奖励

Infographic showing AIA A-LifeLink 2 and A-Plus Health360 insurance benefits for medical claims and wellness rewards.
Infographic showing AIA A-LifeLink 2 and A-Plus Health360 insurance benefits for medical claims and wellness rewards.

此计划如何运作?

高达 RM1000

住院护理福利

A happy father gives his young daughter a piggyback ride in a sunny, green park.
A happy father gives his young daughter a piggyback ride in a sunny, green park.
Official white AIA Vitality insurance logo displayed on a solid black background.
Official white AIA Vitality insurance logo displayed on a solid black background.

AIA Vitality 健康奖励

同时注册 AIA Vitality 和 A-Plus
Health360,即可解锁更多健康奖励。

福利取决于您的 AIA Vitality 会员等级和计划资格。

White hotel bed icon on a black background representing overnight accommodations or sleeping quarters.
White hotel bed icon on a black background representing overnight accommodations or sleeping quarters.
A happy father gives his young daughter a piggyback ride in a sunny, green park.
A happy father gives his young daughter a piggyback ride in a sunny, green park.

最高 RM1000

健康退休奖励

提升+100%

房间及膳食升级

高达 +10%

Health Wallet Booster

A-PLUS HEALTH360保费计算

Kenneth Goh 吴肯合

AIA Life Planner|Rockwills Estate Planner

Kenneth Goh Professional portrait of a businessman in a gray suit and red tie with arms crossed.
Kenneth Goh Professional portrait of a businessman in a gray suit and red tie with arms crossed.

我相信,保障不只是拥有保险,而是帮助每一个家庭通过AIA Vitality建立健康、财富及传承的完整规划。作为 AIA Life Planner 及 Rockwills Estate Planner,我希望陪伴客户在人生每一个阶段,提供专业、诚实及长期的规划建议。

【免责声明】
本网站所提供的一切资讯(包括但不限于文章、观点、保费精算、利益演示及案例分析)仅供一般信息参考与教育用途,
并不构成任何形式的法律、财务或保险最终建议。

保单条规与保障内容均以 AIA Berhad 及 Rockwills Corporation Sdn Bhd 出具的官方正式法律契约条款为准。
在做出任何投保或遗产规划决策前,请务必咨询专业认可的寿命规划师。

【合规提示】
Kenneth Goh (V7860) 为 AIA Berhad 及 Rockwills Corporation Sdn Bhd 之授权人寿保险与遗嘱规划代表。
Franchisee of Rockwills Corporation
(Franchisee Code : R0008275)

本网站为个人独立运营之信息分享智库,并非 AIA Berhad 或Rockwills 之官方网站。

© 2026 Kenneth Goh. All Rights Reserved.
版权所有,翻印必究。